Compare FD rates across 50+ Indian banks. Click column headers to sort. Senior citizen rates included.
| Bank ▼ | Type | Tenure | FD Rate ▼ | Senior Citizen ▼ |
|---|---|---|---|---|
| IDFC First Bank | Private | 1 Year | 7.25% | 7.75% |
| IDFC First Bank | Private | 1 Year | 7.25% | 7.75% |
| IDFC First Bank | Private | 3 Years | 7.25% | 7.75% |
| IDFC First Bank | Private | 3 Years | 7.25% | 7.75% |
| Axis Bank | Private | 3 Years | 7.10% | 7.60% |
| Axis Bank | Private | 3 Years | 7.10% | 7.60% |
| Axis Bank | Private | 5 Years | 7.10% | 7.75% |
| Axis Bank | Private | 5 Years | 7.10% | 7.75% |
| Kotak Mahindra Bank | Private | 3 Years | 7.10% | 7.60% |
| Kotak Mahindra Bank | Private | 3 Years | 7.10% | 7.60% |
| Kotak Mahindra Bank | Private | 1 Year | 7.10% | 7.60% |
| Kotak Mahindra Bank | Private | 1 Year | 7.10% | 7.60% |
| HDFC Bank | Private | 3 Years | 7.00% | 7.50% |
| HDFC Bank | Private | 3 Years | 7.00% | 7.50% |
| HDFC Bank | Private | 5 Years | 7.00% | 7.75% |
| HDFC Bank | Private | 5 Years | 7.00% | 7.75% |
| ICICI Bank | Private | 3 Years | 7.00% | 7.50% |
| ICICI Bank | Private | 3 Years | 7.00% | 7.50% |
| ICICI Bank | Private | 5 Years | 7.00% | 7.50% |
| ICICI Bank | Private | 5 Years | 7.00% | 7.50% |
| Bank of Baroda | Public | 1 Year | 6.85% | 7.35% |
| Bank of Baroda | Public | 1 Year | 6.85% | 7.35% |
| Punjab National Bank | Public | 1 Year | 6.80% | 7.30% |
| Punjab National Bank | Public | 1 Year | 6.80% | 7.30% |
| State Bank of India | Public | 1 Year | 6.80% | 7.30% |
| State Bank of India | Public | 1 Year | 6.80% | 7.30% |
| Axis Bank | Private | 1 Year | 6.70% | 7.20% |
| Axis Bank | Private | 1 Year | 6.70% | 7.20% |
| ICICI Bank | Private | 1 Year | 6.70% | 7.20% |
| ICICI Bank | Private | 1 Year | 6.70% | 7.20% |
| HDFC Bank | Private | 1 Year | 6.60% | 7.10% |
| HDFC Bank | Private | 1 Year | 6.60% | 7.10% |
| Kotak Mahindra Bank | Private | 5 Years | 6.50% | 7.00% |
| Kotak Mahindra Bank | Private | 5 Years | 6.50% | 7.00% |
| State Bank of India | Public | 3 Years | 6.50% | 7.00% |
| State Bank of India | Public | 3 Years | 6.50% | 7.00% |
| State Bank of India | Public | 5 Years | 6.50% | 7.50% |
| State Bank of India | Public | 5 Years | 6.50% | 7.50% |
Fixed deposit rates in India are set by individual banks based on their lending requirements, RBI policy rates, and market conditions. When the RBI increases the repo rate, FD rates generally go up, and vice versa.
Senior citizens get a premium of 0.25% to 0.75% over regular FD rates at most banks. Some banks also offer special FD schemes for women, government employees, or for specific tenures with higher rates.
